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Since the 2008 financial crisis, trust in banks has slumped. Ten years on, how do banks and financial institutions re-build and maintain trusted relationships? And how do they compete against new entrants untainted by the crisis, who may speak with greater authenticity when they claim to fix broken business practices and customer pain points? We [...]

The post TRUST ME, I’M A BANKER appeared first on Payments Cards & Mobile.

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We examine payments in Europe’s most prosperous economy. How do Germans pay today? And considering the fragmented banking landscape, love of cash and internet-connected, tech-savvy population, what does the future hold for payments in Germany? Germans love cash. The average German has €103 in notes and coins in her wallet. This is more than three [...]

The post PAYMENTS IN GERMANY appeared first on Payments Cards & Mobile.

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Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2016. This was supported by the rollout of contactless technologies, digital wallets and mobile NFC HCE payments. We examine the statistics and notable trends. Cards in issue and card payments by volume and value showed [...]

The post PAYMENT CARDS IN EUROPE appeared first on Payments Cards & Mobile.

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While P2P and P2B payment markets are undoubtedly huge, financial services incumbents and new entrants are also targeting the much larger B2B opportunity. B2B payments have traditionally been complex, time-consuming, manual and expensive. PCM examines common business payment pain points, namely cross-border payments, cash and treasury management, as well as some possible solutions. There are [...]

The post TAKING CARE OF BUSINESS appeared first on Payments Cards & Mobile.

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November 2017 saw the launch of instant payment systems in the US and Europe. PCM looks at the barriers and enablers to real-time payments, and how organisations can position themselves for success. It was billed as the first new core payments infrastructure in the US in more than 40 years. The Clearing House (TCH) and [...]

The post THE FUTURE IS HAPPENING IN REAL-TIME appeared first on Payments Cards & Mobile.

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