Digital and Card Payment Yearbooks provide the latest data on the European and Eurasian digital payment and card payment markets at granular country and regional level.
They also show former trends and future direction of growth.
Complementing the statistical data is an informed commentary
on the figures and valuable insight into the Neo banks, FinTechs, Issuers,
Acquirers, Processors, Banks and new entrants/players for each country from a
team with collectively 150 years of experience in the payments market.
There are two Yearbooks and 43 individual country reports:
European Digital and Card Payment Yearbook which
comprises 33 country reports and an in-depth overview section.
Eurasian Digital and Card Payment Yearbook which
contains 10 country reports from central Asia and Russia. There is also an overview section pulling together the regional market information.
The reports, now in their 22nd edition, are recognised
throughout the payments industry as the most authoritative source of strategic information on the European and Eurasian digital payment and card markets.
They are based on in-depth primary research, conducted throughout 2022, with
Financial Institutions, Central Banks, Card Issuers, Acquirers and Network organisations as well as Neo Banks, FinTechs and Payments Technology providers across the regions.
Each country report comprises the following sections:
New For 2023 - Full update on Open Banking, Digital Wallets, Cryptocurrencies & CBDC's as well as Cards Issuing and Acquiring Statistics - and NEW forecasting column for all major data table updates.
UPDATE: The full impact of COVID-19 on digital payments, card
payments, e-commerce and m-commerce by market.
UPDATE: Real-time payments infrastructure and growth statistics by
UPDATE: Open Banking infrastructure, API roll-out, key players and key
initiatives by market.
UPDATE: Contactless and mobile payments statistics by market.
UPDATE: Cryptocurrency, stablecoin and CBDC initiatives by market.
UPDATE: Full update on bank channel digitisation by market.
UPDATE: Forecasting column added for all the major tables.
UPDATE: Reader-friendly design with enhanced data visualisation.
UPDATE: Industry developments and bank deployments of eID, biometrics
UPDATE: The integration of digital challengers and neobanks into the
Regulatory Oversight: An in-depth review of the governance and supporting bodies that regulate the Banking and Payments Industries per market.
Banking Sector Structure: Digital challenger banks, internet/mobile banking, Open API Standards, PSD2 and the Open Banking Mandate. Banking Structure, Market Infrastructure, Market Dynamics.
Payment Services: Including card types and brands, contactless cards, interchange fee arrangements, e-money and digital payments, account-based payments, advanced and cashless payments.
Digital Wallets & Mobile Payments: A comprehensive overview of in-market initiatives and domestic Wallet/Mobile schemes, include transaction data and useage in market.
Open Banking: The latest updates on in-market initiatives for each market with regards Open Banking implementation including API issuance and usage, PISPs, AISPs.
Cryptocurrencies and CBDC: The latest updates on in-market initiatives for each market including Blockchain, Crypto and CBDC rollout and key players in market.
Market Dynamics & Initiatives: This section covers blockchain and cryptocurrencies, GDPR, RTS SCA, eIDAS and digital ID trends and biometrics.
STATISTICS - Market size and Dynamics:
This section gives statistical tables (five years plus Y-o-Y growth and 5Y CAGR) for card numbers, card transactions by number and value, ATM withdrawals and POS payments. All tables include key performance indicators (KPIs) to provide added data and insight. This section also gives further detail on leading card issuers, consumer finance card issuing and international money transfers:
Digital Wallets: Insight and data on in-market wallet initiatives, key players and schemes including transaction data.
E-Money: Insight and data on in-market e-money initiatives, key players and schemes including transaction data.
Card Products: Contactless Cards, Prepaid cards, Debit cards, Charge cards, Credit cards.
Card Issuing: Cards brands issued, Contactless cards, Issuer processors, Major issuers
Card Statistics: Card numbers, Card Use, POS Payments, ATM withdrawals.
Card Acquiring: Merchant processors, Major acquirers, Detailed acquirer table, ATMs, ATM networks, POS terminals, POS networks.
Card Fraud: Card fraud losses in market, Card fraud losses by channel.
The Appendix: his section lays out significant historical events per market in the banking sector from previous years and details former players in the market that had a significant impact on the market, including M&A activity.