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In 2018, banks and retailers are dealing with a new breed of customer: one that expects a fast, seamless online payment experience. When it comes to e-commerce, however, user experience... more
The post Risk-Based Authentication: How to secure frictionless e-commerce payments appeared first on Payments Cards & Mobile.
Global Payment Cards Data and Forecasts to 2021, a highly regarded annual survey of the global payment cards sector, reveals that the value of e-commerce card payments made worldwide grew by 26% during 2015 to reach $2.7 trillion, and represented 12% of all card expenditure. Key factors driving this impressive growth include: a surge in [...]
The post Online card spending to double by 2021 – reaching $6 trillion worldwide appeared first on Payments Cards & Mobile.
Visa announced enhancements to its Verified by Visa service, designed to make online purchases more secure by helping ensure payments are made by the rightful owner of the Visa account. The upgrade will deliver rich data to financial institutions and merchants to better authenticate consumers and reduce fraud on transactions made via a mobile or [...]
The post Visa upgrades Verified by Visa technology simplifying e-commerce appeared first on Payments Cards & Mobile.
EMVCo has published EMV 3-D Secure Protocol and Core Functions Specification v2.0.0 (EMV 3DS 2.0 Specification). The new specification provides a globally interoperable framework that promotes a consistent consumer experience across all e-commerce channels and connected devices when authenticating a cardholder. The specification is available, royalty free, from the EMVCo website. 3-D Secure (3DS) is [...]