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SCA adoption in the UK is still a problem – can it be fixed?
As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more
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Presence-assured face biometrics can stop the current fraud spiral. Here’s how
A crisis is emerging in e-commerce. From week to week, new studies are published showing fraud attempts in e-commerce – and successful frauds – are rocketing. Meanwhile, governments in the... read more
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Infograph: One in five payments are lost through 3D Secure
Analysis by Ravelin of millions of global business transactions reveals 22% of payments are lost when authenticated using 3D Secure. Improved user experience alone won’t cut it – online sellers... more
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PSD2: giving Merchants the upper hand around strong customer authentication
The Second Payment Services Directive (PSD2) certainly covers a lot of ground, but one important and largely overlooked aspect is the requirement that: “strong customer authentication […] should be applied each... more
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E-commerce authentication gets a major makeover with new 3-D secure specification
To encourage the continued growth of e-commerce, merchants and issuers around the globe need intelligent tools to distinguish between good and bad transactions, all while minimizing disruption to consumers at checkout. Without data-driven insights into the riskiness of a transaction, confidently approving ecommerce payments—now originating from a variety of platforms and form factors, each with [...]
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