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For most consumers, the worst thing about a shopping trip is the queues. Spotting a queue at POS means consumers may well decide to go elsewhere. Waiting to pay creates what the retail experts call friction in the sales process – something to be avoided at all costs if traditional retailers want to compete with [...]

The post The end of POS as we know it? appeared first on Payments Cards & Mobile.

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Apple Pay, cashless payment, Contactless, Daily News, Google Pay, HCE, Host Card Emulation, Mobile Payments, Mobile Wallet, Tokenisation, Tokenization -

Instead of counting notes and coins or entering a PIN, mobile payments on smartphones have the potential to become a popular method of payment in Germany. Google Pay is already available in Germany, in theory, and Apple Pay plans to launch this year. But do the applications work and will Germans embrace mobile payments? How [...]

The post Complexities of the German payments market – could mobile payments become meaningless? appeared first on Payments Cards & Mobile.

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ACH, API, Contactless, Daily News, E-Commerce, E-Money, FinTech, Fraud & Security, HCE, Host Card Emulation, Instant Payments, IoT, Issuing & Acquiring, Mobile Payments, Mobile Wallet, Open Banking, Processing & Systems, SMART Payments, Tokenisation -

The race to digital is rattling the payment ecosystem with more choice for consumers adding complexity across the payment value chain – from merchants to consumers and everyone in between. This blog post on SMART Payments is the first in a series that will unpick the characteristics of a winning payments strategy that gives consumers what [...]

The post SMART Payments: Step 1 – Simplify payment complexity appeared first on Payments Cards & Mobile.

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checkout-free payment, Contactless, Daily News, Mobile Payments, Mobile Wallet, POS Terminals, Tesco -

The UK’s biggest retailer, Tesco, is reported to be trialling a checkout-free method of payment for its convenience stores, allowing customers to scan products on their mobile devices and then walk out with them. The supermarket group is testing the smartphone app at the Tesco Express convenience store located in the campus of its headquarters at [...]

The post UK’s Tesco tests checkout-free shopping appeared first on Payments Cards & Mobile.

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Biometrics, Contactless, Daily News, EMV, Fraud & Security, Issuing & Acquiring, POS Terminals, US EMV, US EMV card -

The results of a new survey has been released from group of payment networks and card issuers lobbying  against merchants in which the key findings are that merchants should “step up and catch up” regarding payment card security and innovation. “Time and time again, retailers have shown they are more interested in cutting their own [...]

The post US merchants pushed to improve payments acceptance and security appeared first on Payments Cards & Mobile.

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