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Visa CEO Al Kelly: focused on Europe and “growing the payments pie”
In recent Sanford Bernstein interview, Visa CEO Al Kelly, explained a number of opportunities and challenges facing the company, from Visa Europe to China and increasing digital payments. Kelly says in the interview, the company is focused on “growing the payments pie; we’re in a unique space in payments where we don’t necessarily have to go [...]
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To ‘Pay’ or not to ‘Pay’? The choice around mobile payment
People don’t use their mobile phones to make telephone calls nearly as much as they used to. They are using them to surf the internet, send instant messages, even wake them up in the mornings. The relentless wave of mobile-inspired innovation is continuing and now includes mobile payment. Issuing banks often ask me about the [...]
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Mastercard and Visa sign digital wallet tokenisation deal
Mastercard and Visa have committed to accelerating the adoption of an open digital wallet, the card networks announced their agreement to allow each network to request tokenized credentials from the other when consumers are transacting via digital wallets. Tokenization is a popular security technology that replaces cardholder information, such as account numbers and expiration dates, with [...]
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Time to decouple tokenization from HCE
In the world of mobile payments, tokenization has gained notoriety as the underlying technology enabling banks to secure mobile NFC payments using host card emulation (HCE). There is no contesting that this is a big deal; the combination has triggered a profound shift in the mobile payments ecosystem, reducing deployment complexity and giving banks a [...]
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Visa Europe ramps up tokenization service
Visa Europe has expanded its tokenization service to include support for services where payment credentials are stored in the cloud — such as banks’ own mobile payment apps, wearables and other connected devices. The service is also for internet browser-based wallets, retailer-specific checkout offerings like Visa Checkout and card on file payment options. The expansion [...]
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