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At the end of this year, the transitional exemption on PSD2-SCA for e-commerce card payments will end. EPSM, the European trade association representing the interests of payment service providers for... more

The post EPSM advocates a gradual SCA ramp up as of January 2021 appeared first on Payments Cards & Mobile.

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3DS, Acquiring, Antelop, Daily news, E-Commerce, M-Commerce, OTP, PSD2, Strong Customer Authentication, Strong Customer Authentication (SCA) -

Since September 2019, PSD2 RTS for Strong Customer Authentication (SCA) applies in the European Union. This revised Payment Services Directive makes SCA mandatory for banks and any sensitive operations, with... more

The post SCA: Secure multi-factor authentication for online banking and payments appeared first on Payments Cards & Mobile.

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API, Daily news, E-Commerce, E-Money, Fraud & Security, Instant Payments, Issuing & Acquiring, M-Commerce, Mobile payments, Mobile Wallet, Payment Services Directive (PSD2), Processing & Systems, PSD2, Real-Time Payments, Regulation, retail payments, retail payments strategy (RPS), SEPA -

The Single Euro Payments Area (SEPA) initiative has been a key enabler for the integration of the retail payments market in the European Union: the development of Credit Transfer (SCT) and Direct... more

The post What’s new in the new retail payments strategy for the EU? appeared first on Payments Cards & Mobile.

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Acquiring, Daily news, E-Commerce, Payment Services Directive, PSD2, Regulation, SCA, Strong Customer Authentication (SCA) -

In a new report by CMSPI it calculates that €108 billion worth of online sales are at risk across Europe in 2021, as a direct result of the Strong Customer... more

The post Research note: The economic impact of SCA on e-commerce in Europe appeared first on Payments Cards & Mobile.

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Authentication and Trust Services, Biometrics, Daily news, eIDAS, Electronic Identification, ETSI, Identity, Open Banking, PSD2, Regulation -

For those less familiar, the Electronic Identification, Authentication and Trust Services, or the eIDAS system as it is more commonly known, came into effect on 1st July 2016, with Regulation (EU) 910/2014 on electronic identification... more

The post Everything you need to know about eIDAS for Open Banking appeared first on Payments Cards & Mobile.

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