Account Information Services (AIS), Account to Account (A2A), Alternative Payments (APMs), API, Daily news, E-Commerce, FinTech, M-Commerce, Marketplaces, Mobile payments, Open Banking, Payment Initiation Services (PIS), Plaid, PSD2 -

Online marketplaces may be the greatest business success story of the last twenty years. Perhaps the most well known are Amazon – revenue $477 billion last year, up 14% –... read more

The post Open Banking is a massive opportunity for marketplaces appeared first on Payments Cards & Mobile.

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Daily news, E-Commerce, Fraud, Fraud & Security, fraud rates, M-Commerce, PSD2, Regulation, Risk & Compliance, SCA, SCA (Secure Customer Authentication), Strong Customer Authentication -

It’s been a year since every merchant across France, Germany, Italy and Spain — the EEA’s largest digital commerce markets — started complying with PSD2, but has enforcement reduced fraud... read more

The post One year on from enforcement – has PSD2 reduced fraud? appeared first on Payments Cards & Mobile.

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AISP, Daily news, E-Money, Open Banking, Open Banking ecosystem, Processing & Systems, PSD2, Regulation -

Open Banking got started back in 2018 thanks to ground-breaking regulations (PSD2), that gave consumers the right to access their bank account data using third parties called account information services providers... read more

The post Open Banking: The changing rules on 90 day re-authentication appeared first on Payments Cards & Mobile.

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3D secure, 3DSv2.3, Acquiring, Daily news, E-Commerce, Fraud & Security, M-Commerce, PSD2, SCA, Strong Customer Authentication, Strong Customer Authentication (SCA) -

As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more

The post SCA adoption in the UK is still a problem – can it be fixed? appeared first on Payments Cards & Mobile.

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Biometrics, Contactless, Cryptocurrency, Cyber Security, Daily news, digital ID, E-Commerce, Fraud & Security, Identity, Identity theft, interoperable ID, M-Commerce, Mobile Banking, Mobile payments, Mobile Remittance, Mobile Wallet, Open Banking, payment fraud, PSD2, Strong Customer Authentication -

Remote and contactless payments popularity with consumers grew during the pandemic, which is prompting the need for a robust digital identity infrastructure in the Payments 4.X era.1 In the connected... read more

The post Digital ID infrastructure is key as payments become transparent appeared first on Payments Cards & Mobile.

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