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Research note: The economic impact of SCA on e-commerce in Europe
In a new report by CMSPI it calculates that €108 billion worth of online sales are at risk across Europe in 2021, as a direct result of the Strong Customer... more
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How e-commerce will be shaken up by EU PSD2 in 2019
The EU’s Payment Services Directive 2 (PSD2) regulation has been looming on the horizon since November 2015. The regulation sets out that all online transactions over the value of €30... more
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PSD2 and GDPR one year on – Time to act?
On 1 January 2018, the EU introduced its second Payment Services Directive (PSD2), designed to introduce greater competition to financial services by compelling institutions to share customer data and APIs... more
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Open Banking: Opening up business everywhere
Even though it’s early days for Open Banking there are already plenty of trailblazers offering new services.From Forex to rental accommodation, personal identification to loyalty schemes, many customer experiences are... more
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Risk-Based Authentication: How to secure frictionless e-commerce payments
In 2018, banks and retailers are dealing with a new breed of customer: one that expects a fast, seamless online payment experience. When it comes to e-commerce, however, user experience... more
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