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Since September 2019, PSD2 RTS for Strong Customer Authentication (SCA) applies in the European Union. This revised Payment Services Directive makes SCA mandatory for banks and any sensitive operations, with... more

The post SCA: Secure multi-factor authentication for online banking and payments appeared first on Payments Cards & Mobile.

New data has found that $1,120 billion will be spent by global online shoppers on international e-commerce websites and digital services in 2022. This will represent around 20% of total... more

The post Cross-border B2C e-commerce spend to break the $1 trillion barrier by 2022 appeared first on Payments Cards & Mobile.

These days, the average consumer has multiple cards weighing down their pockets, from debit and credit cards, loyalty schemes, contactless public transport tickets, IDs, healthcare cards and more. This seems... more

The post The rise of the m-wallet: Combining payments, loyalty cards and ID appeared first on Payments Cards & Mobile.

The European Payments Initiative (EPI) has entered its next phase and has announced Worldline and Nets as shareholders of the EPI Interim Company, as the first third-party acquirers to join... more

The post Nets and Worldline join EPI as first 3rd party acquirer as deployment gathers pace appeared first on Payments Cards & Mobile.

Payments and accounts services are at the core of banks’ offering to customers. They contributed about a third of European banks’ total revenues in 2019, and represent banks’ leading source... more

The post Research Note: Banks face major challenges maintaining revenues from payments appeared first on Payments Cards & Mobile.