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Feature: Easy as PSD 1… 2… 3…or is it?
The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With...
Virtual card transaction volumes to surpass 121 billion by 2027
A new study has found the number of virtual card transactions, randomly generated card numbers linked to a payment account,...
Sales, demergers, spin offs…what’s behind the trend?
In the last six months we have seen some of the biggest names in payments, especially in the last few...
BNPL regulation: Is consumer debt finally reaching breaking point?
BNPL has, to date, managed to escape regulations aimed at other interest-bearing loans. In the UK, where the BNPL market...
Europe’s EPI: EPIc fail in the making?
The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and...
Q&A: 2023 in payments – digital wallets, SoftPOS and CBDCs
The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the...
Digital pound strengthens privacy case for Bitcoin and crypto
The UK’s plans for a digital pound to be launched later this decade underscore that digital currencies are the future...
SPACE study: How do Europeans pay and want to pay?
Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways...