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Increasingly blurred boundaries mean that practically anyone can declare themselves a payment provider, using banking-as-a-service to embed payments. Customers can filter this choice through a lens of preference and habit. For firms, complexity... read more

The post Future of payments: Innovation shifts from consumers to businesses appeared first on Payments Cards & Mobile.

In the first of a two-part series, PCM finds out from Discover Global Network why creative partnerships between FinTech start-ups and established financial institutions are the future. The rapid integration... read more

The post How Bank/FinTech partnerships enable payments transformation appeared first on Payments Cards & Mobile.

At its 24 November 2021 meeting, the EPC Board accepted the Euro Retail Payments Board’s (ERP) invitation to act as Scheme Manager for a new SEPA Payment Account Access (SPAA)... read more

The post SEPA Payment Account Access (SPAA) – developing a new scheme appeared first on Payments Cards & Mobile.

According to a new study, 74% of consumer payments will be handled by non-traditional financial service institutions (FSIs) by 2030. This figure is an increase from 60% in 2020, putting... read more

The post 74% of consumer payments to be handled by non-traditional financial service providers appeared first on Payments Cards & Mobile.

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

The post Long Read: Payment predictions for an industry in flux appeared first on Payments Cards & Mobile.