Latest News
Add a short description for your blog.
Has SCA made it too hard to pay by card?
As implementation of the EU’s Strong Customer Authentication (SCA) moves from a “soft” to “hard” state – that is, with...
Understanding Authentication Vs Authorisation in the SCA era
Since SCA (Strong Customer Authentication) was introduced for online retailers in the UK earlier this year, there have also been added...
Retailers losing out on £4.3million each day as SCA rules block transactions
Data from Barclaycard Payments, which processes £1 in every £3 spent on credit and debit cards in the UK, shows...
SCA adoption in the UK is still a problem – can it be fixed?
As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its...
European Central Bank report on card fraud in the euro area
The latest version of the European Central Bank fraud report is now available. The report, Seventh report on card fraud,...
SCA: EU failure average of 26% leads to e-commerce losses of €82 billion
The enforcement deadline for Strong Customer Authentication (SCA) has passed for most European countries and the latest data from the...
Open Banking payments to overtake card payments for e-commerce?
One of the key motivations behind Open Banking has been to enable the growth of alternative payment methods to cards....
Decoding Response Codes: How to boost payments performance
Payments can fail for multiple reasons. The challenge merchants face is understanding why. The best way to gain that understanding...