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Is it too early to be closing off 2018? Possibly or even proabably – but I know you all love a list of payment predictions – so here is the... more

The post Payments Predictions: 18 for 2019 appeared first on Payments Cards & Mobile.

Over the years, there has been a growing realisation in banking towards innovation as the proven path to differentiation and competitiveness. While the transformation has been slow, over the last... more

The post Innovation in Retail Banking – A decade in review appeared first on Payments Cards & Mobile.

FinTech M&A is at record levels. The competition is fierce as incumbents battle to stay ahead of the curve as the financial services sector is undergoes a technology-driven metamorphosis. Highly-publicised... more

The post FinTech M&A: How its shaping the financial future appeared first on Payments Cards & Mobile.

The implementation of PDS2 (the Second Payments Services Directive) in January 2018, combined with Open Banking and increasing consumer demand for technologically enabled solutions has already led to change within... more

The post Adapting to the future of Open Banking appeared first on Payments Cards & Mobile.

By 2030, 80% of heritage financial services firms will go out of business, become commoditised or exist only formally but not competing effectively, according to Gartner. These firms will struggle... more

The post Digitisation to make heritage financial institutions irrelevant by 2030 appeared first on Payments Cards & Mobile.