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Mobile payments study – opportunities for banks
First Annapolis recently completed the third edition of its semi-annual Study of Mobile Banking & Payments tracking consumer adoption and use of mobile banking and payments products. Given the energy surrounding all things mobile, it’s not surprising that consumer adoption levels are rising, but there is still a long way to go before consumers leave [...]
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FinTech disrupting financial services series: Infograph 3
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Chat Bots – Have you got a bot for that?
The move from apps to bots has been hailed as the new paradigm shift and the next big technological disruption. Messenger platforms and chat bots are being seen as the new way for businesses and users to communicate. PCM tracks the rise and possible implications of bots for banking and business. The increasing use of [...]
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The role of cyber security due diligence as an M&A priority
The role of cyber security due diligence in M&A is a priority. Last year alone, M&A activity reached fever pitch, with the global market valued at over $4 trillion – its highest since 2007. If 2016 follows suit, we’re looking at over 18,000 M&A events to occur this year, many of which may be “megadeals” [...]
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FI’s unaware of customer account access obligations under PSD2
Only 5% of banks and other financial institutions are aware that the EU Payment Services Directive (PSD2) will require open access to customer accounts, according to a UK law firm TLT’s Digital Banking report. This is despite 67% stating that they were well prepared for PSD2. Post-Brexit, some UK banks may have been hoping to [...]
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