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Major UK retailers unaware and unprepared in the face of PSD2
New research has revealed that major UK retailers are unaware, unprepared and paralysed ahead of the Second Payment Services Directive (PSD2) set to go live on January 13th. The research, from Consult Hyperion and tech PR consultancy CCgroup, notes that PSD2 requires banks to grant third-party providers – including retailers – access to a consumer’s bank account [...]
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Transferwise launches consumer “borderless” account and debit card
Transferwise is moving another step closer to banking territory with the expansion of its “borderless” account and debit card for consumers. The accounts can hold cash in more than 20 different currencies and will initially role out to 1,000 users following its launch last year for businesses. The company is also launching its own debit card, [...]
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MiFID II: the new financial regulatory system
London and the EU are bracing themselves for MiFID II, the new dawning of one of the biggest regulatory shake-ups of since the 1980s ‘Big Bang’ as a new framework of rules, as it comes into force across Europe. The financial sector across the European Union has been preparing for months ahead of the new regulations coming [...]
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Payments Buzzwords 2018: Authentication, Identity and Chinese BigTech
Authentication tipping point – will PSD2 change we way we pay? Talking about 2018 is hardly possible without mentioning PSD2. So here it is, on top of my list. On January 13 PSD2 will go live. However, some aspects of the new regulation will not be enforced until around 18 months later, when the Regulatory [...]
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Five key themes that will transform banking in 2018
NCR recently surveyed over 1,000 UK adults, aged 16 and above, to gather their thoughts on the future of banking. Some of the findings are pivotal in understanding how banking will change in the UK in 2018 – with trends like AI, PSD2 and consumer trust shaping the transformation. 1. Banking will transform to take [...]
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