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Report: What makes the perfect payment partner?
A new report from Banking Circle suggests that the services currently offered by Payment Service Providers aren’t going far enough to support the shift to e-commerce. The report, The perfect... read more
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Payments Buzzwords 2018: Authentication, Identity and Chinese BigTech
Authentication tipping point – will PSD2 change we way we pay? Talking about 2018 is hardly possible without mentioning PSD2. So here it is, on top of my list. On January 13 PSD2 will go live. However, some aspects of the new regulation will not be enforced until around 18 months later, when the Regulatory [...]
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BoE allows UK’s non-bank PSPs to gain access to RTGS accounts
The Bank of England has extended direct access to Real Time Gross Settlement (RTGS) accounts to non-bank payment service providers as part of a wide-ranging effort to inject more competition and innovation into the UK’s payments systems. The widely-trailed move is expected to open up a competitive space which has long been the preserve of [...]
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How can API standardisation be achieved in the context of PSD2?
In less than a year the revised Payment Services Directive (PSD2) will be implemented in European Union (EU) Member States, and the acronym ‘API’ is on the minds of Payment Service Provider (PSP) professionals. Application Programming Interfaces (APIs) are considered key to the implementation of PSD2, the main goal of which is to create a [...]
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European Payments Council launches the SEPA Instant Credit Transfer
The European Payments Council (EPC) will launch the SEPA Instant Credit Transfer (SCT Inst) scheme today. European Payment Service Providers (PSPs) now have one year to get ready to process the first SCT Inst transactions in November 2017. The scheme allows them to propose innovative, digital, and fast payment solutions to their customers. The SCT [...]
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