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Dutch banks join forces to launch all-in-one mobile payments app Payconiq
Six of the major Dutch banks – ABN Amro, ASN Bank, ING, Rabobank, Regiobank and SNS – say they will launch Payconiq, a mobile payments app this summer. The app, called Payconiq, enables users to make direct payments online, in-store and P2P payments. In April 2015, The Dutch bank ING quietly launched the mobile payments [...]
The post Dutch banks join forces to launch all-in-one mobile payments app Payconiq appeared first on Payments Cards & Mobile.
FinTech in the MENA region – Payments take centre stage
According to a new report, the FinTech (financial technology) sector is rising globally, and has already arrived in the Middle East and North Africa (MENA). In fact, the number of startups offering financial services in the region doubled from 46 to 105 in the last three years (2013-15). FinTech startups have sprung up in 12 [...]
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Disappearing payments: How to navigate the future
The future of payments won’t be about payments, it’ll be about data. Specifically the contextual data that travels with payment, rather than the payment message itself. Payment will cease to be the most visible part. In time it may even disappear. We examine how disappearing payments will create a long-tail of disruption for consumers, merchants, [...]
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PSD2: Towards a platform approach — what banks need to know
Open innovation is undoubtedly one of the drivers behind PSD2. However, the trend towards open banking and APIs is a global one that goes beyond European legislation. And effects more than just technology or IT departments within banks. In the last blog Open for business? I looked at parallels between the telecoms and financial services [...]
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Australia banks lose ruling to Apple Pay as mobile wallet continues dominance
Apple Pay has won a major regulatory battle with Australian banks that will see it retain control of its contactless mobile payment technology. Four banks had wanted to negotiate with Apple Pay to gain access to its payments technology for their own apps, avoiding having to pay fees to Apple. But the country’s competition watchdog has [...]
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