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Impact of emerging regulations on the mobile payments industry
Sometimes it is difficult enough for the mobile payments industry to keep up with new technology threats and opportunities domestically, let alone regionally or internationally. Given the frenetic pace with which new technology is hitting the market, it is understandable for industry professionals to focus on the technology and worry about how this will sit in [...]
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Cybercriminals exploit The Human Factor
The use of zero-day exploits and advanced persistent threats to hack into organisations make for great news headlines. However the reality is much more mundane and low-tech. Cybercriminals are continuing to exploit human nature as they rely on familiar attack patterns, such as phishing and malware, Verizon’s 2016 Data Breach Investigations Report found. PLENTY MORE PHISH [...]
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Time to decouple tokenization from HCE
In the world of mobile payments, tokenization has gained notoriety as the underlying technology enabling banks to secure mobile NFC payments using host card emulation (HCE). There is no contesting that this is a big deal; the combination has triggered a profound shift in the mobile payments ecosystem, reducing deployment complexity and giving banks a [...]
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Strategies and insight for banks looking to engage millennials
Millennials — defined in the context of this article as those born between about 1981 and 1997 — are more than 75 million strong, making them the largest and most influential generation in the US. The sheer generational size and, in turn, long-term spending power of the millennials make them an attractive target audience for a [...]
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Bright outlook for European FinTech and payments firms
Europe’s biggest FinTech and payments firms are poised to benefit from “secular tailwinds” in coming years as the payments industry continues to undergo a revolution, according to a new report from Citi. The paper by the bank’s researchers Josh Levin and Ronit Ghose cites four key forces that are driving the new order in Europe: changing consumer [...]
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