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Outsourcing and PSD2: An RS2 Whitepaper Haldane made his prediction in September 2013. Just over four years later, in January 2018, the EU’s Revised Payment Services Directive (PSD2) will come into effect and the regulatory framework will be in place to make the revolution happen, making it easier, faster, and less expensive for consumers to [...]

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PSD2 and Europe’s Open Banking Mandate – Challenges for Banks and FinTechs The objective of this report is to analyze the implications of the revised Payment Services Directive, PSD2, for the European banking industry and Open Banking challenges both for banks and FinTechs. In short Open Banking leads to more transparency, customer choice and control [...]

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In a new omni-channel retailing report – it is noted that online technologies, mobile devices and new consumer demands are rapidly transforming the retail sector and the payments industry. They offer retailers and payments industry players new opportunities to generate differentiation and new revenues. Multiple recent technological innovations have changed the way consumers consider shopping. Merchants [...]

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Online technologies, mobile devices and new consumer demands are rapidly transforming the retail sector and the payments industry. They offer retailers and payments industry players new opportunities to generate differentiation and new revenues. Multiple recent technological innovations have changed the way consumers consider shopping. Merchants need to embrace the omni-channel trend to cater for new [...]

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Understanding the different characteristics and new dynamics of the individual European domestic markets by country is essential. This European Payment Cards Yearbook edition provides a historical context for the current state of the marketplaces while looking forward to see opportunities for growth, modern payment initiatives and new business trends. The annual European Payment Cards Yearbook reports the differences in issuance, acceptance and use of [...]

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