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The fall and rise of Tokenization
Apple Pay has breathed new life into tokenization and the use of tokenization has seen a revival due to new technology approaches that remove associated operational risks and complexities and enable increased scale and high performance transaction processing, especially in financial services and banking. PCM investigates how this technology made a comeback and is taking [...]
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Mobile payments in the US 2015
Apple, Starbucks and Disney are all strong brands with loyal followings, but they also have something else in common: They’re early leaders in the ever-evolving mobile payments market. Some analysts predict 2015 will be the first year all the pieces — including a larger base of NFC-enabled devices and terminals, and growing consumer acceptance — [...]
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Payment Card Tokenization
Tokenization is a technology that allows for more secure payments by substituting sensitive consumer account data for a random number that is unique to each transaction – a digital token. This token contains no consumer account data, and instead is simply a map to where the bank has stored a consumer’s data within its own [...]
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Discover enables Apple Pay for card holders
Discover has announced an agreement with Apple that will allow Discover card holders in the US to make contactless payments in participating stores through Apple Pay. In addition to paying in stores with iPhone 6, iPhone 6 Plus and Apple Watch, millions of card holders can also use Apple Pay with iPad Air 2 and iPad mini 3 when paying [...]
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MCX crushed as Best Buy moves ahead with Apple Pay
In more bad news for MCX, Best Buy customers can now use Apple Pay to buy electronics online, with the physical stores to follow later this year, Apple CEO Tim Cook said on today’s Apple earnings call and Best Buy confirmed. Best Buy was a strong boost for the unreleased CurrentC, a mobile payment service pushed by the Merchant Customer [...]
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