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Lower cost of Instant Payments opening market for small and mid-sized banks
A new study by Lipis Advisors, experts in real-time payments, has found that the cost of migrating to Instant Payments infrastructure for small and medium sized banks is far lower and more controllable than previously thought. This revelation suggests that smaller banks are actually better positioned to respond to regulatory and consumer pressures for Instant [...]
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Real-time payments: the race against time
The world seems to have got itself into a great big, tearing hurry. Consumers can send and receive e-mail across the globe in near-real-time. They can download a movie to watch immediately, or buy groceries online for delivery within one-hour slots. The payments industry is also engaged in its own race against time, which is [...]
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The Clearing House signs IBM to transform the US real-time payments
IBM says The Clearing House, a national payments system operator for the US banking industry, has selected it to help deliver a new real-time payments system due to roll out in 2017. Set to transform domestic digital transactions, the real-time payments system (RTP) is designed to enable consumers and businesses across the US to send [...]
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Early Warning expands reach of clearXchange with Visa and Mastercard
Early Warning, a real-time payments provider, has signed an agreement with Visa to enable person-to-person (P2P) payments on its clearXchange network using US-issued debit cards through the Visa Direct platform, it will leverage Mastercard Send for Mastercard US debit card holders. Early Warning’s clearXchange network currently enables customers of participant financial institutions to send money to anyone with [...]
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Real-time payments: The need for speed
Consumer-facing technology brands have done much to reset customer expectations around speed, but also convenience, value and choice. Consumers can send and receive e-mail across the globe almost instantly. They can stream digital content live, or summon a cab or a meal within minutes. What are the implications of this need for speed for the [...]
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