Curve, a London-based startup, allows people to combine an unlimited number of bank cards into one physical payment card, accepted everywhere MasterCard cards work.
It is supported by a mobile app that gives people a clearer picture of their payments. This includes services
such as the ability to see all transactions in one place – in real-time, access to super low foreign currency rates with no fees, and using Amex at places it isn’t accepted. Curve offers the advantages of products such as Apple Pay, but in the widely accepted form of a card and without the £30 transaction limit.
Curve is built on the MasterCard Network and works the same way as every other card, supporting the latest Chip and Pin, magstripe and Contactless technology. Curve is a Prepaid MasterCard, so has bank-level protection and all the security features of traditional cards.
‘With Curve you have one card and see every single transaction in one screen. We’re not another new bank or extra service to deal with, we transform your existing fragmented financial world into somewhere crystal clear, designed for the user,” says Shachar Bialick, CEO and co-founder of Curve. “Mobile payments have the potential to bring similar benefits, but cards work everywhere and people are used to them. So we’ve created the best of both worlds – all the benefits of mobile payments via a ground-breaking card.”
“The concept of payments as we know it is on the brink of being shaken up in a meaningful way,” says Taavet Hinrikus, CEO and co-founder of Transferwise and investor in Curve. “Today, Curve makes the first step at being the company to finally make this significant change in impacting how people pay for goods and services.”