Contactless -

Banco Sabadell roll-out Host Card Emulation (HCE) for NFC mobile payments

Banco Sabadell has announced the launch of its technology pilot, delivering Host Card Emulation (HCE) for NFC mobile payments.

This solution simplifies the complexity typically associated with mobile payment

A payments with a phone at an NFC reader

Banco Sabadell roll-out Host Card Emulation (HCE) for NFC mobile payments

deployments, enabling EMV secure proximity transactions that are compatible with existing contactless POS acceptance systems without the need for traditional integration and system upgrade costs.

The trial will be the most advanced of its kind. Combining software on the mobile device with highly secure cloud processing, this unique technology eliminates the need to deliver and manage NFC credentials on the device. The comprehensive HCE solution provides full lifecycle support for cardholder credentials and transactions.  It will use devices with Android OS KitKat 4.4 and support NFC-based High Value Transactions (HVT) with mobile PIN.

“The most notable feature of this pilot is how easy it is for users to add their credit cards to their phone without having to manipulate any physical secure element or rely on 3rd party service providers,” says Albert Figueras, Director of Credit Cards and Consumer Finance at Banco Sabadell.

The post Banco Sabadell roll-out Host Card Emulation (HCE) for NFC mobile payments appeared first on Payments Cards & Mobile.