The annual Advanced Payments Report, which this year has been produced by PCM in conjunction with American Express and written by consultancy Edgar, Dunn & Co. (EDC), has become one of the benchmark indicators of where the payment industry is heading at a time when many forms of payment methods and technologies are embarking on the path of convergence.
With m-commerce and m-payments now at the forefront of business strategies across the value chain, survey responses were received from virtually all areas of the payment industry, including merchants, card issuers, merchant acquirers, banks and financial institutions, payment schemes, mobile network operators, payment service providers, device manufacturers and vendors and start-ups.
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