Digital and Card Payment European Yearbooks
A comprehensive statistical and analytical publication covering the whole of the European region, Comprising:
- European regional overview comparing each country within its regional market
- 33 Individual European country Reports
The European Regional Overview provides a pan-European perspective on digital and card payments across all 33 countries of the European Yearbook. By amalgamating data from all the country reports, a dynamic picture of the continent’s payment landscape is laid out in comparative tables, giving five years’ worth of data (2019 – 2023) plus annual growth rate (GR 22/23), and compound annual growth rate (5-year CAGR) figures.
Each European Country Report has the following Statistical Key figures provided in their profiles.
New in 2025:
- The full impact of COVID-19 on digital payments, card payments, e-commerce, and m-commerce by market.
- Real-time payments infrastructure and growth statistics by market.
- Open Banking infrastructure, API roll-out, key players and key initiatives by market.
- Contactless and mobile payments statistics by market.
- Cryptocurrency, stablecoin and CBDC initiatives by market.
- Full update on bank channel digitisation by market.
- Forecasting column added for all major tables.
- Reader-friendly design with enhanced data visualization.
- Industry developments and bank deployments of eID, biometrics and AI.
- The integration of digital challengers and neobanks into the banking infrastructure.
Updates For 2023-24:
- Updated – Bank M&As, restructuring, and market positioning. Customer number KPIs and adoption of digital channel KPIs.
- Updated – Mobile banking apps and digital wallet initiatives.
- Updated – PSPs by individual country.
- Updated – Real-time payments uptake and QR code payments rollout.
- Updated – Card fraud in Europe and by individual country.
- Updated – Non-bank cards and co-brands.
- Highlighting new trends in the payment industry by individual country:
- Contactless, mobile NFC, QR code, mPOS, SoftPOS services.
- Display cards, contactless ATMs, biometric authentication.
- Digital wallets, in-app payments, mobile in-store payments.
- Instant payments.
- eID initiatives.
- Cryptocurrency and CBDC initiatives.
Additional Data:
- Updated tables with card business data 2019-2023; growth rates: Year-over-Year (Y-o-Y), CAGR, and forecasting column for 2024.
- Population, cards per capita, card value per capita.
- Debit cards, credit/delayed debit cards, total cards.
- Card payments by number and value, average transaction value (ATV) per card, payments per card/year.
- ATMs, POS terminals, ATMs/POS terminals per 1 million capita.
- ATM withdrawals by number/value, ATV per withdrawal, transactions per ATM/month.
- POS payments by number/value, ATV per POS payment, transactions per POS/month.
- Internet use, e-payment mix, B2C e-commerce by value and growth rate.
- Issued card brands by major issuer bank.
- Accepted card brands by major acquirer.
- Detailed analysis of debit card and credit card usage.
