Cyprus 2025
Market Overview Payment Organisation JCC Payment Systems; JCC is owned by five major banks. Domestic Payment Brands No domestic payment brands. Market Structure JCC is the central body in the Cypriot card business market, managing the domestic POS/ATM networks and most acquirer transactions. The credit card sector has been relatively mature for some years, but […]
Croatia 2025
Market Overview Payment Organization EGCP, formerly the Croatian interbank processor MBU, is the shared group card processor of Erste Group (A). Domestic Payment Brands MBCARD debit cards. Market Structure Croatia was a showcase market for American Express through its agreement with PBZ, which had issued over 500,000 American Express cards until 2019. Erste Bank acquired […]
Bulgaria 2025
Market Overview Payment Organisation BORICA is the Bulgarian interbank organisation and card authorisation centre. Domestic Card Brands BORICA was the domestic debit card; many cards are co-badged Maestro. BORICA cards have been replaced by Bcard cards. Bcard is the new domestic card brand launched in 2017. Bcard cards are typically debit cards, credit cards or […]
Austria 2025
Market Overview Payment Organisations Payment Services Austria (PSA) STUZZA develops methods and standards for payment services. In 2021, PSA, STUZZA and Austrian OeNB‘s Clearinghouse merged to build the new shared-services-platform and interbank organisation for cashless bank payment services. Domestic Payment Brands No domestic card brands. eps, the domestic A2A payment service for online shopping. Market […]
Belgium 2025
Market Overview Payment Organisations Bancontact Payconiq Company. Domestic Payment Brands Bancontact debit cards, mostly co-badged Maestro. Bancontact Payconiq, the Belgian mobile payment app. Market Structure In March 2018, the domestic card scheme Bancontact merged with the mobile payment app operator, Payconiq. From 2011, most Belgian banks restrict the use of the Maestro function on Bancontact […]