Switzerland 2025

Market Overview Payment Organisations SIX Group, the Swiss interbank organisation.  Aduno Group – interbank organisation of the Swiss regional banks Domestic Payment Brands PostFinance debit cards, CardDirect, some co-badged PLUS.  TWINT, the digital A2A payment app of the Swiss banks.  Market Structure Swiss banks mainly issue Maestro debit cards, PostFinance, the banking arm of Swiss […]

Germany 2025

Market Overview Payment Organisations German Banking Industry Committee (GBIC) is the umbrella organisation of the German banks regarding payment services.  Domestic Payment Brands girocard debit cards; mostly co-badged V PAY, Debit Mastercard, or VISA Debit. E-purse GeldKarte phase-out complete by end-2024.  giropay digital A2A payment service, phase-out by end-2024.  Wero: In 2024, launch of P2P […]

Austria 2025

Market Overview Payment Organisations Payment Services Austria (PSA)  STUZZA develops methods and standards for payment services.  In 2021, PSA, STUZZA and Austrian OeNB‘s Clearinghouse merged to build the new shared-services-platform and interbank organisation for cashless bank payment services.  Domestic Payment Brands No domestic card brands. eps, the domestic A2A payment service for online shopping. Market […]