Big Five Region Pack 2025
United Kingdom 2025
Market Overview Payment Organisations Payment System Regulator (PSR), since April 2015. Pay.UK, the new payment system operator, since 2017. UK Finance, the new UK banking industry association, since 2017. LINK operates the LINK ATM network scheme in the UK. VocaLink, owned by Mastercard since 2017, processes the UK’s Faster Payments system, settlements, and the direct […]
Spain 2025
Market Overview Payment Organisations SistemaPay Domestic Card Brands SistemaPay cards are co-badged Mastercard, VISA, Debit Mastercard, or VISA Debit for international use. Bizum, the domestic A2A payment service. Market Structure Cards in issue had grown strongly to 79.2 million by end-2008, then falling to 68.0 million at end-2014, with a CAGR of 3.30% to 2023. […]
Italy 2025
Market Overview Payment Organisations Bancomat S.p.A. – oversees the Bancomat and PagoBancomat systems. Nexi, which was formed from ICBPI. Nexi acquired interbank processor SIA Group (2020) and NETS Group in 2021. Domestic Payment Brands PagoBancomat, co-badged Maestro, VISA Debit or V PAY. ATM: Bancomat, Postamat, co-badged Maestro or Mastercard. Credit: CartaSi, co-badged Mastercard or VISA. […]
Germany 2025
Market Overview Payment Organisations German Banking Industry Committee (GBIC) is the umbrella organisation of the German banks regarding payment services. Domestic Payment Brands girocard debit cards; mostly co-badged V PAY, Debit Mastercard, or VISA Debit. E-purse GeldKarte phase-out complete by end-2024. giropay digital A2A payment service, phase-out by end-2024. Wero: In 2024, launch of P2P […]
France 2025
Market Overview Payment Organisations Groupement des Cartes Bancaires, the interbank organisation. STET, the interbank CSM processor, absorbed SERS2 in 2015. Domestic Payment Brand “CB” is the domestic card scheme of the French banks. French private cards issued by French consumer finance banks. Lyf Pay, a domestic A2A payment service for online shopping. Market Structure Most […]