Payment Card Year Books


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  • Regular price £175.00


A newer version of this product can be found here

Payment Organization 

BKM is the interbank authorization and switching centre. 

Domestic Card Brand 

Troy cards, from 2016. 

Market Structure 

  • In 2016, Turkey launched its first domestic electronic card payment system, Troy. 
  • There were 170.6 million cards by end-2015. Debit cards, accounted for 65.9% of cards in circulation, are mainly used for ATM access. Credit cards are used for purchases. 
  • Cash advances on credit cards are a feature of the market. 
  • Credit cards are a popular form of borrowing, with balances accounting for nearly 30% of total household borrowing. 
  • Turkey was the first country in Europe to issue contactless cards. At end-2015, Turkey had 23 million contactless cards, 304,000 contactless POS terminals. 
  • Turkey specific, there are credit card service platforms managed by leading banks and open for other participating banks, including sharing of ATM/POS networks: World Card, Bonus, Maximum, Advantage and Axess. 
  • Turkey is a self-styled laboratory and pilot country for innovative technologies like contactless, NFC, biometrics, wearables, touch-ID. 
  • Several Turkish banks have formed strategic links with foreign groups, including GE, Citigroup, UniCredit, ING, HSBC, and BBVA. 

Notable Market Trends 

Contactless cards and POS/MPOS terminals, QR-Codes, wearables, Contactless ATMs, biometric ATMs, digital wallets, HCE NFC pilots. 

Updated Information About:

Major Issuers, Major Acquirers, Major Processors and Consumer Finance indicator. 

Statistical Key Figures for 2015 provided in this profile:

  • UPDATED: tables with card business data 2011-2015; growth rates: Y-o-Y, CAGR
  • Population, Cards per Capita, Card Value per Capita
  • Debit Cards, Credit/Delayed Debit Cards, Total Cards
  • Card payments by number and by value, ATV per card, payments per card/year
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita
  • ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
  • POS payments by number/by value, ATV per POS payment, TXs per POS/month
  • Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
  • Issued Card brands by individual major issuer bank
  • Accepted card brands by individual major acquirer
  • Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


1.2(120117) last updated 12th January 2017