Payment Card Year Books

Switzerland 2020/2021

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  • Regular price £240.00

Payment Organisation

SIX Group, the Swiss interbank organisation. 

Aduno Group – interbank organisation of the Swiss regional banks

Domestic Card Brand

PostFinance debit cards, CardDirect, some co-badged.

Mobile payment app TWINT. 

Market Structure

Swiss banks mainly issue Maestro debit cards, PostFinance, the banking arm of Swiss Post, issues its own PostFinance debit cards. Also, V PAY cards and Debit Mastercard cards are issued. 

Decentralised infrastructure, composed of ten major issuer banks, four major acquirers, three processors, two ATM networks (Bankomat, Postomat), three POS network hubs. 

SIX Banking Services is the business unit of SIX Group for Swiss payments. Worldline SIX Payment Services is a leading European payment processor and acquirer. 

Two Swiss banks are global players: UBS, Crédit Suisse. 

Emerging Open Banking ecosystem.

Notable Market Trends

Contactless rollout: cards, POS terminals, Apple Pay, Google Pay, 

QR-Codes, mobile banking apps combined with payments, TWINT.


 UPDATED: tables with card business data 2015-2019; growth rates: Y-o-Y, CAGR
 Population, Cards per Capita, Card Value per Capita
 Debit Cards, Credit/Delayed Debit Cards, Total Cards
 Card payments by number and by value, ATV per card, payments per card/year
 ATMs, POS terminals, ATMs/POS terminals per 1 million capita
 ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
 POS payments by number/by value, ATV per POS payment, TXs per POS/month
 Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
 Issued Card brands by individual major issuer bank
 Accepted card brands by individual major acquirer
 Drill down into the debit card use and credit cards use details 


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Version 1.1 - last updated Friday 15th January 2021