Payment Card Year Books


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A newer version of this product can be found here

Payment Organization 

Nordic processor NETS absorbed BBS in 2010. 

Domestic Card Brand 

  • BankAxept debit cards; mostly co-badged VISA or Electron. 
  • BankAxess is the domestic online bank transfer service for payments on the internet. 

Market Structure 

  • Cards with a debit function are predominant. The domestic BankAxept debit card system accounted for 75.5% of card transactions in Norway and abroad in 2015; including all debit cards, the proportion is 90.1%. 
  • Credit cards continued to grow in the past five years. 
  • Card use, already among the highest in Europe, hit 365.5 payments per capita (284.3 on BankAxept debit cards) in 2015. 

Notable Market Trends 

Mobile HCE NFC wallets; contactless BankAxept cards; card-less payments; tokenisation security; biometric cards 

Updated Information About:

Major Issuers, Major Acquirers, Major Processors and Consumer Finance indicator. 

Statistical Key Figures for 2015 provided in this profile:

  • UPDATED: tables with card business data 2011-2015; growth rates: Y-o-Y, CAGR
  • Population, Cards per Capita, Card Value per Capita
  • Debit Cards, Credit/Delayed Debit Cards, Total Cards
  • Card payments by number and by value, ATV per card, payments per card/year
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita
  • ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
  • POS payments by number/by value, ATV per POS payment, TXs per POS/month
  • Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
  • Issued Card brands by individual major issuer bank
  • Accepted card brands by individual major acquirer
  • Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


1.2(120117) last updated 12th January 2017