Payment Card Year Books

Moldova 2019/2020

  • Sale
  • Regular price £240.00

A new version of this product is available here

Payment Organisation


Domestic Card Brand


Market Structure

Moldovan retail banks issue cards with one of the Mastercard or VISA brands. 

While ATM transactions are the dominant form of card use, POS payments are growing fast, showing a CAGR of 45.49% between 2013 and 2018. Over the same period, ATM withdrawals grew by a CAGR of 8.54%. 

Card use in Moldova is still one of the lowest in the world. In 2018, there were 8.08 card payments per capita. 

Cash is the dominant means of exchange, with credit transfers for corporate payments. Direct debits were launched in 2003. 

In June 2014, Moldova and the EU signed a formal association agreement with the objective of postponed EU membership. 

In 2015, NBM withdrew the license for financial activities of three banks and initiated the process of their forced liquidation. 

Notable Market Trends

Rapid rollout of contactless cards and POS terminals;

3D-Secure combined with a dynamic single-use code. 

Statistical Key Figures for 2018 provided in this profile:

UPDATED: tables with card business data 2014-2018; growth rates: Y-o-Y, CAGR
Population, Cards per Capita, Card Value per Capita
Debit Cards, Credit/Delayed Debit Cards, Total Cards
Card payments by number and by value, ATV per card, payments per card/year
ATMs, POS terminals, ATMs/POS terminals per 1 million capita
ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
POS payments by number/by value, ATV per POS payment, TXs per POS/month
Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
Issued Card brands by individual major issuer bank
Accepted card brands by individual major acquirer
Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout.


1.2 last updated 12th January 2020