Payment Card Year Books

Malta 2020/2021

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  • Regular price £240.00

Payment Organisation

At present, there is no interbank organisation. 

Domestic Card BranDS

One Maltese closed-loop mono-bank ATM/debit card brand: 


Market Structure

Replacement of mono-bank cards in favour of international schemes VISA and Mastercard. 

Maltese banks have arranged authorisation, clearing and settlement services directly with VISA and Mastercard.

After increasing annually by on average of 25% until 2008, the growth rate of card payments achieved 34.25% in 2019. 

Cheque payments, which began to fall in 2008, were overtaken by card payments for the first time in 2010. 

Emerging Open Banking ecosystem. 

Notable Market Trends

Rollout of contactless cards, mobile banking apps. 


 UPDATED: tables with card business data 2015-2019; growth rates: Y-o-Y, CAGR
 Population, Cards per Capita, Card Value per Capita
 Debit Cards, Credit/Delayed Debit Cards, Total Cards
 Card payments by number and by value, ATV per card, payments per card/year
 ATMs, POS terminals, ATMs/POS terminals per 1 million capita
 ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
 POS payments by number/by value, ATV per POS payment, TXs per POS/month
 Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
 Issued Card brands by individual major issuer bank
 Accepted card brands by individual major acquirer
 Drill down into the debit card use and credit cards use details 


Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


Version 1.1 - last updated Friday 15th January 2021