Payment Card Year Books

Malta 2019/2020

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Payment Organisation

At present, there is no interbank organisation.

Domestic Card Brand

Two Maltese closed-loop mono-bank ATM/debit card brands: Cashlink and Premier.

Market Structure

Use of mono-bank cards at ATMs and POS terminals of the card issuing bank, respectively.

Maltese banks have arranged authorisation, clearing and settlement services directly with VISA and Mastercard.

After increasing annually by on average of 25% until 2008, the growth rate of card payments achieved 18.1% in 2017.

Cheque payments, which began to fall in 2008, were overtaken by card payments for the first time in 2010.

Emerging Open Banking ecosystem.

Notable Market Trends

Rollout of contactless cards, mobile banking apps.

Statistical Key Figures for 2018 provided in this profile:

UPDATED: tables with card business data 2014-2018; growth rates: Y-o-Y, CAGR
Population, Cards per Capita, Card Value per Capita
Debit Cards, Credit/Delayed Debit Cards, Total Cards
Card payments by number and by value, ATV per card, payments per card/year
ATMs, POS terminals, ATMs/POS terminals per 1 million capita
ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
POS payments by number/by value, ATV per POS payment, TXs per POS/month
Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
Issued Card brands by individual major issuer bank
Accepted card brands by individual major acquirer
Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout.


1.1 last updated 13th January 2020