Payment Card Year Books

Luxembourg 2020/2021

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  • Regular price £240.00

Payment Organisation

Worldline SIX Payment Services S.A. 

Domestic Card Brand


Market Structure

The banks in Luxembourg opted for V PAY as debit card brand. 

Worldline SIX Payment Services S.A. manages the Bancomat POS and ATM infrastructure, acts as acquirer, and offers card processing and issuer services to issuers in Luxembourg and in Europe. 

Card use at the POS in Luxembourg is high. Because of Luxembourg’s location and financial services-based economy, visitors make a high proportion of transactions. 

Emerging Open Banking ecosystem. Payconiq was the first PISP.  

Notable Market Trends

Contactless rollout, card-less ATMs, mobile banking apps, 

card-less payment services (Mybank, DIGICASH, Payconiq), 

omni-channel, Open Banking, Open API, immediate payments 


 UPDATED: tables with card business data 2015-2019; growth rates: Y-o-Y, CAGR
 Population, Cards per Capita, Card Value per Capita
 Debit Cards, Credit/Delayed Debit Cards, Total Cards
 Card payments by number and by value, ATV per card, payments per card/year
 ATMs, POS terminals, ATMs/POS terminals per 1 million capita
 ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
 POS payments by number/by value, ATV per POS payment, TXs per POS/month
 Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
 Issued Card brands by individual major issuer bank
 Accepted card brands by individual major acquirer
 Drill down into the debit card use and credit cards use details 


Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


Version 1.1 - last updated Friday 15th January 2021