Payment Card Year Books

Luxembourg 2019/2020

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Payment Organisation

Worldline SIX Payment Services S.A.

Domestic Card Brand


Market Structure

The banks in Luxembourg opted for V PAY as debit card brand.

Worldline SIX Payment Services S.A. manages the Bancomat POS and ATM infrastructure, acts as acquirer, and offers card processing and issuer services to issuers in Luxembourg and in Europe.

Card use at the POS in Luxembourg is high. Because of Luxembourg’s location and financial services-based economy, visitors make a high proportion of transactions.

Emerging Open Banking ecosystem. Payconiq is the first PISP.

Notable Market Trends

Contactless rollout, card-less ATMs, mobile banking apps,
card-less payment services (Mybank, DIGICASH, Payconiq),
omni-channel, Open Banking, Open API, immediate payments.

Statistical Key Figures for 2018 provided in this profile:

UPDATED: tables with card business data 2014-2018; growth rates: Y-o-Y, CAGR
Population, Cards per Capita, Card Value per Capita
Debit Cards, Credit/Delayed Debit Cards, Total Cards
Card payments by number and by value, ATV per card, payments per card/year
ATMs, POS terminals, ATMs/POS terminals per 1 million capita
ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
POS payments by number/by value, ATV per POS payment, TXs per POS/month
Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
Issued Card brands by individual major issuer bank
Accepted card brands by individual major acquirer
Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout.


1.1 last updated 13th January 2020