Kazakhstan Statistical Report 21-22

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Kazakhstan is a presidential republic with a bicameral Parliament composed of the Senate and the Assembly (Mazhilis). There is limited power outside of the executive branch. 

The Republic of Kazakhstan is a country in Central Asia, with a minor part west of the Ural River and thus in Europe. Kazakhstan is the world’s largest landlocked country by land area and the ninth largest country in the world; its territory of 2,724,900 square kilometres is larger than Western Europe. It has borders with Russia, China, Kyrgyzstan, Uzbekistan, and Turkmenistan, and also adjoins a large part of the Caspian Sea. The capital is Astana, where it was moved from Almaty in 1997. Kazakhstan allows freedom of religion. The Kazakh language is the state language, while Russian has equal official status for all levels of administrative and institutional purposes. 

Since the break-up of the Soviet Union, the Kazakhstan government has pursued the goal of an open economy integrated into the world economy, including a fully privatised banking sector. Oil and gas are the main engines of the Kazakh economy, and Kazakhstan contributes 60% of Central Asia’s GDP, underlining its importance to the region economically as a whole. 

Kazakhstan is a member of the Russian-led Eurasian Economic Union, whose formation was finalised in 2015. However, with a view to its long-standing open economy policy, the Kazakh government insists that joining the customs union will not preclude trade agreements with other countries and international organisations. 

In March 2020, the Concept of the Foreign Policy of Kazakhstan for 2020–2030 was announced. This is aimed at implementing progressive foreign policies, economic interest in the international arena to attract investment, and development of regional and multilateral diplomacy with key partners - including Russia, China, the US and EU countries. 

According to the National Bank of Kazakhstan, mobile apps, internet banking and other remote facilities are becoming the main channels for providing payment services to end users. As of 2020, 29 million online banking users were recorded, compared to 20 million in 2019. Over 14 million people were active monthly internet and mobile banking users in 2020, compared to 7 million in 2019. 

In May 2021, the National Bank of Kazakhstan announced the launch of a pilot national digital currency as a prospective form of money. The digital KZT would be a legal means of payment, a value measure, and a means of saving. 

Many banks in Kazakhstan are pursuing the development of their own payment ecosystems, by integrating consumer payment services, merchant acquiring and e-commerce platforms to streamline and accelerate development of digital payments. 


 UPDATED: tables with card business data 2016-2020; growth rates: Y-o-Y, CAGR
 Population, Cards per Capita, Card Value per Capita
 Debit Cards, Credit/Delayed Debit Cards, Total Cards
 Card payments by number and by value, ATV per card, payments per card/year
 ATMs, POS terminals, ATMs/POS terminals per 1 million capita
 ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
 POS payments by number/by value, ATV per POS payment, TXs per POS/month
 Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
 Issued Card brands by individual major issuer bank
 Accepted card brands by individual major acquirer
 Drill down into the debit card use and credit cards use details 


Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


Version 1.0 - last updated Wednesday 26th January 2022