Payment Card Year Books

France 2020/2021

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  • Regular price £290.00

Payment Organisations

Groupement des Cartes Bancaires, the interbank organisation. 

STET, the interbank CSM processor, absorbed SERS2 in 2015. 

Domestic Card Brand

“CB” is the domestic card scheme of the French banks. 

French private cards issued by French consumer finance banks. 

Market Structure

Most bank cards are debit and delayed debit cards dual co-badged “CB” and with an international card brand. 

Card use is high, with 9.93-times more card payments than cash withdrawals. There were 183.8 payments per CB card per year. 

The leading five French banking groups are among the top 30 largest banks in the world. 

In 2019, contactless cards were 94.51% of the “CB” cards total. 

Issuing and acquiring is core business of all French banks. 

Emerging Open Banking ecosystem. 

Notable Market Trends

Mobile HCE NFC card payments, Paylib, Lyf Pay, Apple Pay, instant payments.


 UPDATED: tables with card business data 2015-2019; growth rates: Y-o-Y, CAGR
 Population, Cards per Capita, Card Value per Capita
 Debit Cards, Credit/Delayed Debit Cards, Total Cards
 Card payments by number and by value, ATV per card, payments per card/year
 ATMs, POS terminals, ATMs/POS terminals per 1 million capita
 ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
 POS payments by number/by value, ATV per POS payment, TXs per POS/month
 Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
 Issued Card brands by individual major issuer bank
 Accepted card brands by individual major acquirer
 Drill down into the debit card use and credit cards use details


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1.1 last updated 19th January 2021