Payment Card Year Books


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A newer version of this product can be found here

Payment Organization 

  • Groupement des Cartes Bancaires, the interbank organization. 
  • STET S.A., the interbank processors, absorbed SERS2 in 2015. 

Domestic Card Brand 

  • “CB” is the domestic bank card brand and card system. CB is one of the largest card schemes in the European Union. 
  • French private cards, issued by consumer finance institutions. 

Market Structure 

  • Most bank cards are debit and delayed debit cards dual co-badged “CB” and with an international card brand. 
  • Credit cards include co-branded French private cards issued largely by consumer finance banks of the big French banks. 
  • Card use is high, with six-times more card payments than cash withdrawals. There were 151.6 payments per CB card per year. 
  • The leading five French banking groups are among the 35 largest banks in the world. 
  • In 2015, contactless cards were 59.2% of the cards total. 
  • Issuing and acquiring is core business of all French banks. 

Notable Market Trends 

HCE NFC payments, Paylib, MasterPass, ApplePay.

Updated Information About:

Major Issuers, Major Acquirers, Major Processors and Consumer Finance indicator. 

Statistical Key Figures for 2015 provided in this profile:

  • UPDATED: tables with card business data 2011-2015; growth rates: Y-o-Y, CAGR
  • Population, Cards per Capita, Card Value per Capita
  • Debit Cards, Credit/Delayed Debit Cards, Total Cards
  • Card payments by number and by value, ATV per card, payments per card/year
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita
  • ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
  • POS payments by number/by value, ATV per POS payment, TXs per POS/month
  • Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
  • Issued Card brands by individual major issuer bank
  • Accepted card brands by individual major acquirer
  • Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


1.1(090117) last updated 9th January 2017