Payment Card Year Books

Denmark 2018/2019

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Payment Organisation
BOKIS, interbank organisation of the small Danish banks.
MobilePay Denmark operates the mobile payment service, MobilePay.

Domestic Payment Brand
Dankort debit cards; co-badged VISA for international use.

Market Structure
Card use, already among the highest in Europe, hit 366.1 card payments per capita (219.8 on Dankort cards) in 2017.

Transformation of the Dankort scheme from 2015: contactless cards, mobile HCE NFC payments, and use of BLE technology.

NETS Group manages and processes the Dankort scheme.
The Danish banks transferred the acquiring of Dankort cards in 2005 to Teller, which also acquires internationally branded cards.

In March 2014, the Danish and Norwegian banks sold NETS for $3.1 billion to the private equity investors Advent International, Bain Capital and ATP. Following the IPO in 2016, NETS Group was partly owned by other investors. In September 2017, NETS Group agreed a $5.3 billion bid from private equity investor.

MobilePay is the domestic mobile payment service in Denmark.

Notable Market Trends
Contactless rollout: cards, MPOS terminals, HCE NFC pilots,  
Mobile payment apps, MobilePay, Immediate Payments.

Statistical Key Figures for 2017 provided in this profile:

UPDATED: tables with card business data 2013-2017; growth rates: Y-o-Y, CAGR
Population, Cards per Capita, Card Value per Capita
Debit Cards, Credit/Delayed Debit Cards, Total Cards
Card payments by number and by value, ATV per card, payments per card/year
ATMs, POS terminals, ATMs/POS terminals per 1 million capita
ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
POS payments by number/by value, ATV per POS payment, TXs per POS/month
Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
Issued Card brands by individual major issuer bank
Accepted card brands by individual major acquirer
Drill down into the debit card use and credit cards use details

Product information

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1.1 last updated 8th January 2019