Payment Card Year Books


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A newer version of this product can be found here

Payment Organization 

BOKIS, interbank organization of the small Danish banks. 

Domestic Card Brand 

Dankort debit cards; co-badged VISA for international use. 

Market Structure 

  • Card use, already among the highest in Europe, hit 300.3 card payments per capita (213.4 on Dankort debit cards) in 2015. 
  • Transformation of the Dankort scheme from 2016: contactless cards, mobile HCE NFC payments, use of BLE technology. 
  • NETS manages and processes the Dankort scheme. 
  • The Danish banks transferred the acquiring of Dankort cards in 2005 to Teller which also acquires internationally branded cards. 
  • In March 2014, the Danish and Norwegian banks sold NETS for $3.1 billion to the private equity investors Advent International, Bain Capital and ATP. Following the IPO in 2016, NETS is partly sold to other investors. 

Notable Market Trends 

  • Contactless rollout has started; MPOS terminals; HCE NFC pilot; 
  • Mobile payment apps MobilePay, Swipp; immediate payments

Updated Information About:

Major Issuers, Major Acquirers, Major Processors and Consumer Finance indicator. 

Statistical Key Figures for 2015 provided in this profile:

  • UPDATED: tables with card business data 2011-2015; growth rates: Y-o-Y, CAGR
  • Population, Cards per Capita, Card Value per Capita
  • Debit Cards, Credit/Delayed Debit Cards, Total Cards
  • Card payments by number and by value, ATV per card, payments per card/year
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita
  • ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
  • POS payments by number/by value, ATV per POS payment, TXs per POS/month
  • Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
  • Issued Card brands by individual major issuer bank
  • Accepted card brands by individual major acquirer
  • Drill down into the debit card use and credit cards use details

Product information

Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


1.2(090117) last updated 9th January 2017