Kyrgyzstan Statistical Report 2023

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Kyrgyzstan (also known as the Kyrgyz Republic) is one of the Asian countries in the Eurasian Yearbook. Since independence, the Kyrgyz Republic was officially a unitary parliamentary republic, although it continues to endure ethnic conflicts, revolts, economic troubles, transitional governments, and political party conflicts. In 2021 it reverted to a presidential system. 

The country is located in Central Asia. Landlocked and mountainous, Kyrgyzstan is bordered by Kazakhstan to the north, Uzbekistan to the west, Tajikistan to the southwest and China to the east. Its capital and largest city is Bishkek. The country’s official language is Kyrgyz. 

Kyrgyzstan is a member of the Commonwealth of Independent States (CIS), the Eurasian Economic Union (EEU), the Collective Security Treaty Organisation, the Shanghai Cooperation Organisation, the Organisation of Islamic Cooperation, the Turkic Council, the TÜRKSOY community, and the United Nations. 

Kyrgyzstan is one of the least-developed countries in Eurasia, and about half the population employed in agriculture. Large numbers work abroad, particularly in Russia making Kyrgyzstan the third most remittance-dependent country in the world. 

Funds remitted from Russia accounted for 98% of total remittances. The Kyrgyz government says that improvement of conditions for its citizens working in Russia is a major motive for joining the customs union. 

Increasing financial inclusion, especially in remote regions, is a primary focus of digital banking and payment initiatives in the country, as part of government efforts to transition into a market economy. 

As of 2020, the NBKR approved a roadmap for expanding electronic payments and mobile banking across all regions, the Digital Payment Technologies Development Concept was approved for 2020-2022. This also creates a legal framework for the circulation of cryptocurrencies and the activities of cryptocurrency exchange service providers. 

In 2022, the NBKR continued to oversee implementation of the State programme to increase the share of non-cash payments. The bulk of efforts were aimed to providing remote services to the population using existing online services. 


New in 2023:

  • The full impact of COVID-19 on digital payments, card payments, e-commerce and m-commerce by market.
  • Real-time payments infrastructure and growth statistics by market.
  • Open Banking infrastructure, API roll-out, key players and key initiatives by market.
  • Contactless and mobile payments statistics by market.
  • Cryptocurrency, stablecoin and CBDC initiatives by market.
  • Full update on bank channel digitisation by market.
  • Forecasting column added for all the major tables.
  • Reader-friendly design with enhanced data visualisation.
  • Industry developments and bank deployments of eID, biometrics and AI.
  • The integration of digital challengers and neobanks into the banking infrastructure.

Updates For 2022-23:

  • Updated – Bank M&As, restructuring and market positioning. Customer number KPIs and adoption of digital channel KPIs.
  • Updated – Mobile banking apps and digital wallet initiatives.
  • Updated - PSPs by individual country.
  • Updated – Real-time payments uptake and QR code payments rollout.
  • Updated – Card fraud in Europe and by individual country.
  • Updated – Non-bank cards and co-brands.
  • Highlighting the new trends in the payment industry by individual country:

Contactless, mobile NFC, QR code, mPOS, SoftPOS services
Display cards, contactless ATMs, biometric authentication
Digital wallets, in-app payments, mobile in-store payments
Instant payments
eID initiatives

Cryptocurrency and CBCD initiatives

  • Updated: tables with card business data 2017-2021; growth rates: Y-o-Y, CAGR + Forecasting column
  • Population, Cards per Capita, Card Value per Capita
  • Debit Cards, Credit/Delayed Debit Cards, Total Cards
  • Card payments by number and by value, ATV per card, payments per card/year
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita
  • ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
  • POS payments by number/by value, ATV per POS payment, TXs per POS/month
  • Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
  • Issued Card brands by individual major issuer bank
  • Accepted card brands by individual major acquirer
  • Drill down into the debit card use and credit cards use details


Digital product provided in PDF format. You will receive a download link to a zip file containing your files after checkout. 


Version 1.1 - last updated 03/01/23