Payment Services Austria (PSA)
STUZZA develops methods and standards for payment services.
Domestic Card Brand
None (Maestro is used as a debit card brand, since 1998).
Phase-out of electronic purse Quick by end of July 2017.
Most bank cards are debit cards; most credit cards are charge cards. Maestro debit card use is the fastest growing market segment.
Bank Austria, Erste Bank and Raiffeisen, the major Austrian bank players, have built up large banking networks in the CEE/CIS region.
In 2016, the responsibility of the UniCredit CEE/CIS banking network was transferred from Bank Austria to UniCredit Group (I).
In 2015, there was significant restructuring process in the Volksbank sector. In 2017, the merger of RBI and RZB in the Raiffeisen sector took place.
Emerging Open Banking ecosystem.
Notable Market Trends
MPOS terminals, HCE NFC payment pilots, Mobile Maestro,
Debit Mastercard cards, mobile banking apps, immediate payments
Statistical Key Figures for 2018 provided in this profile:
• UPDATED: tables with card business data 2014-2018; growth rates: Y-o-Y, CAGR
• Population, Cards per Capita, Card Value per Capita
• Debit Cards, Credit/Delayed Debit Cards, Total Cards
• Card payments by number and by value, ATV per card, payments per card/year
• ATMs, POS terminals, ATMs/POS terminals per 1 million capita
• ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
• POS payments by number/by value, ATV per POS payment, TXs per POS/month
• Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
• Issued Card brands by individual major issuer bank
• Accepted card brands by individual major acquirer
• Drill down into the debit card use and credit cards use details
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1.1 last updated 13th January 2020