Payment Card Year Books

Austria 2020/2021

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  • Regular price £260.00

Payment Organisations

Payment Services Austria (PSA) 

STUZZA develops methods and standards for payment services. 

Domestic Card Brand

None (Maestro is used as a debit card brand, since 1998). 

Phase-out of electronic purse Quick by end of July 2017.

Market Structure

Most bank cards are debit cards; most credit cards are charge cards. 

Almost 70% of debit card payments were contactless in 2019.

Bank Austria, Erste Bank and Raiffeisen, the major Austrian bank players, have built up large banking networks in the CEE/CIS region. 

In 2016, the responsibility of the UniCredit CEE/CIS banking network was transferred from Bank Austria to UniCredit Group (I).

In 2015, there was significant restructuring process in the Volksbank sector. In 2017, the merger of RBI and RZB in the Raiffeisen sector took place. 

Emerging Open Banking ecosystem. 

Notable Market Trends

MPOS terminals, HCE NFC payment pilots, Mobile Maestro, 

Debit Mastercard cards, mobile banking apps, immediate payments 


UPDATED: tables with card business data 2015-2019; growth rates: Y-o-Y, CAGR
Population, Cards per Capita, Card Value per Capita
Debit Cards, Credit/Delayed Debit Cards, Total Cards
Card payments by number and by value, ATV per card, payments per card/year
ATMs, POS terminals, ATMs/POS terminals per 1 million capita
ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
POS payments by number/by value, ATV per POS payment, TXs per POS/month
Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
Issued Card brands by individual major issuer bank
Accepted card brands by individual major acquirer
Drill down into the debit card use and credit cards use details


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1.1 last updated 19th January 2021