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Creating an integrated European market for Payment Initiation Services
The revised Payment Services Directive (PSD2) was adopted with payment innovation and safety to the fore. One of its purposes is to regulate at the European Union (EU) level practices and players currently unregulated in the EU. Among other things, PSD2 regulates the role of Payment Initiation Services (PIS) providers (PISPs). PISPs facilitate the use of online banking to [...]
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Screen scraping argument hots up as EBA rejects PSD2 amendment tabled by European Commission
The bank Vs FinTech screen scraping argument just got worse as the EBA (European Banking Authority) rejected an amendment to the Payment Services Directive (PSD2) proposed by the European Commission designed to allow the continuation of screen scraping. The EBA voiced its discontent at the EC’s intention to tweak the EBA’s draft Regulatory Technical Standards (RTS). “The EBA … [...]
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The Global Payments Innovation Jury report
The Global Payments Innovation Jury report for 2017 exists because 70 senior industry executives were prepared to give their time to thinking through and setting out their views on many complex issues determining how payments innovation happens. The 70 jurors come from 37 countries across 6 continents which is the highest participation ever; all the [...]
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Ingenico announces complete and PSD2-compliant solution for marketplaces
Ingenico ePayments, the online and mobile commerce division of Ingenico Group, launched a new payment PSD2-compliant solution designed specifically for online marketplace operators. The solution is built on Ingenico’s Full Service payments platform and provides marketplaces with the flexibility and conformity to PSD2 they need to scale and grow internationally. Online marketplaces are expected to [...]
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World Retail Banking report: Open banking demands foresight, but indicates new revenue streams
The Open Banking evolution continues to unfold. Banks risk disintermediation if they do not carefully 1) choose their customer-interaction business model role, and 2) use application programming interfaces (APIs), according to the World Retail Banking Report 2017. Banks, in collaboration with FinTechs, can lead the Open Banking movement by offering their customer bases innovative and [...]
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