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How banks fail to make use of data – and what to do about it
PCM spoke to Andrej Andelic, Business Development Executive at Nets, about what banks are missing out on by not maximising the benefits of customer transaction data. PCM: Many larger banks... read more
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US payments transaction data shows credit growing over debit
Recent payments transaction data reported by the major card networks and the Federal Reserve Board has shown credit transaction growth exceeding debit transaction growth since 2012 (see Figure 1). This trend is somewhat puzzling given that debit growth had exceeded credit growth every year from 1993 to 2011, often by a substantial margin. Several factors [...]
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