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Payments processing technology: Have Payment Gateways achieved parity with Processors?
It has been almost 20 years since the internet made a paradigm leap in transaction transport, and made simple payment gateways integration available to an exploding community of web developers. Payment Gateways became the plug & pay solution for the tsunami of new web-based, card-not-present merchants – writes Cliff Gray, The Strawhecker Group. Not these days. [...]
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Why IoT is the fastest growing retail trend of 2017
A recent Gartner survey estimated that by 2020, the number of connected objects will increase by 30 times current levels, making IoT (Internet of Things) a huge untapped opportunity for retailers which simply can’t be ignored. As a result, 2017 will see retailers either jumping on the IoT bandwagon or risk being left behind. Soon we [...]
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Mastercard, Visa and Rupay launch BharatQR and agree new debit fees
National Payments Corporation of India which owns Rupay and Visa and Mastercard have launched the BharatQR – an app-based ‘scan and pay’ solution for small shops. This is the first time in the world that four payment networks – India’s Rupay, Mastercard, Visa and American Express have agreed to come together on a common platform to accept payments. [...]
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IBM Watson IoT to provide access to 20 billion POS devices for Visa
IBM Watson IoT and Visa announced the industry’s first collaboration that brings the POS to everywhere Visa is accepted, by allowing businesses to quickly introduce secure payment experiences for any device connected to the Internet of Things (IoT). The collaboration brings together IBM’s Watson IoT platform and cognitive capabilities, with Visa’s global payments services that are [...]
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Certifying (m)POS terminals for EMV Level 3: as easy as it looks?
Before any payment terminal gets out there, it needs to adhere to the rules set by the payment systems (or payment brands), like the latest EMV Level 3. That means that each merchant-processor/acquirer combination needs to be certified before any (m)POS terminal goes into operation. This certification is an essential proof of quality and guarantees [...]
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