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Alternative financial institutions account openings outstrip the growth rate of traditional banks
Banks have been under pressure for some time. This pressure has come from regulators, from customers and from new competition and there is no one front on which banks can focus to combat this. In a good new White Paper it notes that, Regulations are becoming more stringent, new entrants, both challenger banks and the [...]
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Visa sensory branding elements – sound, animation and haptic – for completed transactions
Visa has announced a suite of sensory branding that will support the Visa brand in an expanded universe of connected, payment-enabled devices. These new sound, animation and haptic (vibration) cues will help signify completed transactions in digital and physical retail environments when you pay with Visa. “For 60 years, the Visa brand has been a global symbol of innovation, speed, [...]
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The future of Financial Services – what will it take to live long and prosper
Under assault from regulators since 2008 and distrusted by sceptical consumers, the Financial Services (FS) industry is still trying to fix past misdeeds. But in the interim, technological advances have changed the landscape forever. While FS firms were focused on IT, regulations and upgrading core banking systems, technology firms were busy changing the relationships between [...]
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The digital trend that’s shaping modern banking – and how to deal with it
The banking industry is changing. We’re now in an age where banks are competing on customer experience – and when it comes to making that experience better, using data to create connected customer journeys equals power. That’s because data can give banks visibility and control over the whole customer journey, rather than just the transaction [...]
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Europe’s banks look to compete together against FinTech threat
The heads of several large European banks have told the Financial Times that they are in talks about jointly setting up a cross-border instant payments service. The details are sketchy so far and the talks may not be very advanced. But one thing is clear: the decision by the banks to discuss teaming up is a response [...]
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