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The impact of combining Blockchain technology with central bank-backed currency
The implications of putting central bank-backed fiat currency on a distributed ledger such as Blockchain are profound. A report sets out the implications for management of an economy, the potential to reframe the decentralized consensus debate, and how such a change could assist implementation of Blockchain 2.0 technology into the capital markets. Celent has released the new [...]
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Advanced Payments – Which paths to success?
PCM in partnership with Edgar, Dunn & Co. and American Express unveil the findings of the latest Advanced Payments Survey. The annual Advanced Payments Survey, which this year has been produced by PCM in conjunction with American Express and written by consultancy Edgar, Dunn & Co. (EDC), has become one of the benchmark indicators of [...]
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Bitnet and PAY.ON strategic partnership to enable simplified Bitcoin acceptance
Bitnet, an enterprise bitcoin payments processor, and PAY.ON have entered a strategic partnership that will enable payment service providers globally to offer bitcoin as a payment method via PAY.ON’s RESTful API-based payment platform. Bitnet is the first bitcoin payment processor designed specifically to service both the merchant and PSP ecosystems. Founded and staffed by a team [...]
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Cash remains king for consumers
Annual figures from the Bank of England show the British public retains a stubborn attachment to paper money, despite rapid innovations in higher-tech methods of payment such as contactless cards or mobile wallets. The total value of banknotes in circulation jumped 6% last year, led notably by demand for £20 notes, which comprise about two-thirds [...]
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The fall and rise of Tokenization
Apple Pay has breathed new life into tokenization and the use of tokenization has seen a revival due to new technology approaches that remove associated operational risks and complexities and enable increased scale and high performance transaction processing, especially in financial services and banking. PCM investigates how this technology made a comeback and is taking [...]
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