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28 January was Data Privacy & Protection Day – so what does that mean?
Did you know that 28 January was Data Privacy & Protection Day? It marks the anniversary of the first European Data Privacy Directive signed in 1981. Now more than 45 European countries, as well as Canada, India and the US, use the day to promote data privacy and protection best practices. With such a lot [...]
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Solving the Card Not Present false decline puzzle
In recent years, the payments industry has started to view the growing Card Not Present fraud problem through an entirely different lens. Today, the overwhelming consensus is that the Card Not Present fraud problem, while increasingly costly, ultimately drives a much larger card acceptance problem. To combat the rise in Card Not Present fraud, both [...]
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Building trust in mobile apps the consumer perspective
Today we are witnessing a convergence of industries in the mobile world as well as the undeniable influence of mobile on every aspect of our lives. The rise of handsets, smartphones, tablets, and now wearables has driven new means of communicating. It has also influenced how we buy products, bank, interact with brands, and even [...]
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Digital disruption – the year the Chinese FinTech dragon roared
2016 was the year when the Chinese FinTech dragons roared and some previously feted Western FinTech leaders wilted. In its first Digital Disruption GPS report by Citi, they argued that China was very important to the FinTech story (March 2016. In this follow-on report, Citi follows the venture capital (VC) and corporate investments money trail to revisit [...]
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Banking on biometrics – can the password survive in 2017?
With the rise of biometrics within financial services, could you become your own password? Bill Gates claimed the password could not meet the challenge of keeping information secure and predicted its demise. That was back in 2004. Thirteen years later, passwords are still very much alive. The average person has about 90 passwords, according to password [...]
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